TV Appearance | Cheddar News beWell:
- Nov 22, 2023
- 1 min read

The holiday season is officially in full swing, and retailers are eager to cash in. Guard yourself with these spending and financial tips Lazetta shared in this Cheddar News and News12 segment with Shannon LaNier.
š³ Figure out current debt before adding to it
š Consider Secret Santa for gift sharing
š Shop with a list to avoid unnecessary spending
š Get through this season and start early next year
š Ask yourself whatās important to you this holiday
š” If youāve overspent, check your credit utilization and get a plan to pay off your debt.
Watch Here! https://cheddar.com/media/be-well-how-to-budget-for-holiday-spending


![Lazetta Rainey Braxton, MBA, CFPĀ®, speaks on stage against a vibrant pink background, gesturing with both hands while discussing wealth-building and financial education. The graphic highlights her feature in NerdWallet's article, "Building Wealth: 6 Strategies for Black HENRYs" by Pamela de la Fuente. An overlaid quote reads: āI want [Black children] to have a savings account, a checking account. I want them to have, when they start working, a Roth IRA account. I want them to have a brokerage account. I want them to have them all.ā Her name and credentials appear prominently at the bottom of the image.](https://static.wixstatic.com/media/b8c043_e8c76da041fe44938dfabec8cffc142d~mv2.png/v1/fill/w_980,h_980,al_c,q_90,usm_0.66_1.00_0.01,enc_avif,quality_auto/b8c043_e8c76da041fe44938dfabec8cffc142d~mv2.png)

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